ClickPay Africa

Send Money

Instant. Secured. Low fee.

Send money across Africa using mobile money, bank cards, or ClickPay Wallet.

Use Case: Transfer funds from your ClickPay Wallet to family via Mobile Money

Bills Pay

All Africa Bills. One Platform.

From electricity and water to TV subscriptions and school fees - pay every bill securely and reliably in one tap. Whether you're at home or abroad, ClickPay makes it easy to manage your bills across Africa with the lowest fees.

• Instantly pay TANESCO, DSTV, or water bills from anywhere.
• Diaspora users can conveniently settle family or property bills back home.
• Businesses and landlords automate monthly payments directly from their ClickPay Wallet.

Pay by Installment

Buy now, pay later - securely.

Shop confidently with flexible installment plans and low fees.

Use Case: Purchase electronics or appliances and spread payments easily.

Smart Paylink

Simple link. Smart payment.

Generate secure Paylinks and get paid via mobile money, card, or wallet.

Use Case: Freelancer or small business? Share your Paylink and get paid instantly.

Receive Money

Accept payments from anyone, anywhere.

Get paid through QR codes, Paylinks, or directly into your ClickPay Wallet.

Use Case: Businesses and freelancers receive payments instantly - no waiting, no hidden fees.

Split Bills

Fair. Effortless. Transparent.

Easily divide group expenses and pay your share instantly - whether it's an adventure trip, medical treatment, or daily expenses. Pay using card, mobile money, or wallet, and let ClickPay automatically track every contribution. Receive real-time notifications and view a clear dashboard showing who has paid and who's still pending.

• Friends split safari or travel adventure costs instantly.
• Family members contribute toward medical treatment or support bills.
• Roommates share rent and utilities with wallet-to-wallet free transfers.

ChangaSmart

Smart savings for communities.

Group contributions and fundraisers simplified with full transparency.

Use Case: Raise funds for weddings, funerals, or projects securely in one group wallet.

QR Code Payments

Dynamic QR. Contactless. Instant.

Scan, pay, or receive payments securely across Africa.

Use Case: A cafe or market vendor accepts instant wallet or card payments via QR.

Airtime Recharge

Fast, simple, and rewarding.

Recharge your phone or your loved ones' phones instantly - and earn money every time you or your community recharge. We track all your recharges and pay commissions monthly, between the 30th and 1st, directly to your ClickPay Wallet - just like a salary.

• Instantly recharge staff or family phones across all African networks.
• Football clubs earn extra income whenever their fans recharge through ClickPay.
• Churches and community groups generate consistent support when members recharge.

Escrow Payment

Secure every transaction.

Funds are held safely until both sides fulfill the deal.

Use Case: Protect yourself when buying or selling online in instagram , facebook - safe, transparent, and verified.

Recharge & Get Paid

Earn while you recharge.

Make income on every airtime, bill, and referral transaction.

Use Case: Youth, students, and agents earn commissions on every recharge.